Bobby Thomas | Mortgage Advisor | NMLS# 2140364

Bobby Thomas | Mortgage Advisor | NMLS# 2140364 Mortgage lender in

Bobby Thomas is a dedicated mortgage advisor based in America/Phoenix, known for his expertise in guiding clients through the home financing process. With a commitment to personalized service, Bobby operates as a mortgage lender with office hours from Monday to Friday, 9 AM to 5 PM, ensuring accessible support for all your mortgage needs. Whether you are a first-time homebuyer or looking to refinance, Bobby is equipped with the knowledge and resources to help you secure the best possible loan options. His strong reputation is reflected in the positive reviews from satisfied clients, highlighting his professionalism and attention to detail.

Cost Range

The cost of securing a mortgage can vary widely depending on factors such as the type of loan, the amount borrowed, and the borrower's credit profile. Generally, closing costs can range from 2% to 5% of the loan amount. Bobby Thomas offers competitive rates and will work to find the most suitable financial solutions for your individual situation.

Local Tips

• Arizona Housing Market: The Phoenix area has a dynamic real estate market. It's beneficial to stay informed about current trends and property values.
• Time Management: Given Bobby's office hours align with a standard workweek, it's advisable to schedule consultations during lunch breaks or request early morning or late afternoon appointments.
• Local Networking: Engaging with local real estate agents and attending open houses can provide insights into the market and potential opportunities.

Frequently Asked Questions

• What documents are required to apply for a mortgage?
  Typically, you'll need to provide proof of income, tax returns, credit history, and details about any current debts.
• How long does it take to get approved for a mortgage?
  While it can vary, the mortgage approval process generally takes anywhere from 30 to 45 days.
• Can I get pre-approved for a mortgage?
  Yes, getting pre-approved can give you a better understanding of your budget and make you a more attractive buyer.

Monday: 9AM-5PM | Tuesday: 9AM-5PM | Wednesday: 9AM-5PM | Thursday: 9AM-5PM | Friday: 9AM-5PM | Saturday: Closed | Sunday: Closed
America/Phoenix time zone
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